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Special Loan Promotion!!!

For all deals in the Front Range of Colorado (Fort Collins through Colorado Springs) bring 10% to the closing table and get our Super-Competitive loan rate of 3 points and 12% interest!

Contact us for details!

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“IS Wholesale Deal Network”
and receive HOT deals from fellow investors:

The Investor’s Source LLC is Colorado and Wyoming's premier investor-friendly hard money lender. We fund loans that banks - and other hard money lenders - won't, with a loan decision-making process rooted in common sense. If the bank says “no” to your financing needs come talk to us! Flexible rates and terms available.
IS Hard News & Views


The Investor’s Source is pleased to be funding a ground-up commercial construction project in Platteville, Colorado – a 19,000 square foot building that will house a crane and heavy haul company.  The borrower needed fast funding while waiting for his permanent financing to be approved.  Our loan will allow him to get his building completed, and to start collecting rents months before a conventional loan would.


The Investor’s Source recently funded a ground-up multi-family construction project just off Hwy 34 in Loveland. It will consist of four detached 2100 sf 3/3 units; expected completion late Summer of 2020. Borrower needed fast funding to pay off an existing lender and provide all the construction funding. We are proud to be part of this exciting project!

Another exciting construction project in our thriving community

"It's easy to make a buck.  It's a lot tougher to make a difference."

Tom Brokaw

Skin in the Game

Although not always mandatory, most private lenders prefer to see some “skin in the game” – the willingness to put some of your own money into the deal and assume some of the financial risk. This goes a long way towards convincing the lender of your commitment. Our goal, at The Investor’s Source, is to keep as much money in your pocket as possible, while at the same time making the loan attractive to our lenders. Though it would be great to provide 100% financing to our Borrowers on all of their deals, the reality is that putting some of your own money into a deal can sometimes be that little something extra needed to make the loan work for everyone.

“Wealth flows from energy and ideas.” William Feather 

IS Wholesale Deal Network

 Want the inside scoop on the latest hot deals from some of Colorado’s most active wholesalers?  Go to our webpage and sign up now to become a part of the IS Wholesale Deal Network.  You’ll receive advance notifications on some of the best deals around and The Investor’s Source will be right there with you to provide the funding if needed!

“In order to carry a positive action we must develop a positive vision.”
Dalai Lama

 Rental Property Financing

Our six-month Capital Preservation Loan allows you to take advantage of great deals quickly with little or no cash down, then refinance soon after with traditional lender, again with little or no money down as the refinance is based on the new, higher value of the property!

"Strive not to be a success, but rather to be of value." Albert Einstein

Rehab Funds

Along with the funding of your purchase, The Investor’s Source will fund up to 100% of the repairs on your rental or fix-and-flip property.  The funds are placed in escrow and disbursed to you as you complete each phase.  We make sure from the start that you have the money you’ll need to work your magic!

As you cruise around Colorado and Wyoming these days, you’ll see more and more of these signs, as more and more builders count on The Investor’s Source to fund their new construction projects!  The Investor’s Source is proud to do our part in making these projects a success, while continuing to contribute to the healthy growth of our communities!

"Do you want to know who you are? Don't ask. Act! Action will delineate and define you."  Thomas Jefferson

Making the Impossible Possible

Quick closings are one of the primary reasons an investor seeks a hard money loan.  At The Investor’s Source we pride ourselves on going the extra mile to “make the impossible happen.”  All we ask is that you do your part to expedite the process– provide us with the documentation we need (in a timely and organized fashion), don’t overburden us with information we don’t need, be available to answer questions, then trust us to do the rest. 

“A life is not important except in the impact it has on other lives.” Jackie Robinson

 Investor Friendly

The Investor’s Source refers to itself as “investor friendly,” and if you’ve been in the business for any length of time, you know how important that is.  We understand the challenges you face as an investor, and the role timing plays in your deals.  You want a lender who is responsive to your needs and doesn’t make you jump through excessive hoops to get your deal done . . . .and get it done quickly! We aim to conditionally pre-approve your loan within 48 hours, and then work hard to get it approved not long after that, get the title company everything they need, and to always keep you in the loop so you know where you stand every step of the way.

“The best time to make friends is before you need them.” Ethyl Barrymore

Support System

 Fear and stepping out of your comfort zone are common obstacles that prevent many investors from becoming successful and achieving their goals. Having a “support system” can help mitigate your anxieties.  The Investor’s Source LLC strives to provide the advice, encouragement, and care you may find yourself needing during critical decision-making times. 

“What you do today can improve all your tomorrows.”  Ralph Marston

 Are Rental Properties Right For You?

Rental properties are great for those who are looking to build wealth slowly and steadily over a long time span.  Being able to understand the math behind a rental property purchase is key to determining whether the property will be an asset to your portfolio, or a drain on your account.  The Investor’s Source LLC will provide a comprehensive deal analysis before you take the plunge, as well as the funding you need to make it happen.

“A bank is a place that will lend you money if you can prove that you don’t need it.”  Bob Hope

 Borrower Qualification

How do you qualify for a loan with The Investor’s Source?  Although the loan is based primarily on the strength of the deal, we do review your credit and your overall financial profile, experience as an investor, reserves, and income.  In other words, a less than perfect credit score isn’t a deal breaker, as long as you can demonstrate financial integrity.

“Teamwork builds trust and trust builds speed.” Russell Honroe

Quick Closings

“How fast can you close?” is a question we hear almost daily, as investors often need to close quickly to get their offers accepted.  Once we receive your application, purchase contract, BPO or appraisal, and supporting documentation, we can usually close comfortably in 7 to 10 business days. Not too many banks can make that claim! We’ll do everything possible to get your deal closed on YOUR timetable!

"Every exit is an entry to somewhere else."  Tom Stoppard

Exit Strategy

When assembling the details of a deal, The Investor’s Source LLC always asks the investor to define their exit strategy.  Experienced investors know that things can go wrong, and nobody wants to find themselves stuck or stranded.  Consider options in advance, like renting, wholesaling to another real estate investor, or leasing the property.

“There are three constants in life – change, choice and principles.”    Stephen Covey

Deal Analysis

 Sometimes a deal can look promising up front, but when you run the numbers . . . the wheels come off.   That’s why we perform a full analysis on every prospective deal, taking into account all the things that can impact profitability--from property taxes to carrying costs.  We also let you know how much cash you’ll need to bring to closing.  If a deal is not going to be profitable for you, we wouldn’t be interested in funding it, even if it would make money for us. We’ll let you know right away if we cannot fund so you’re free to pursue the next opportunity!

“Money won’t create success – the freedom to make it will” Nelson Mandela

Do You Qualify?

How do you qualify for a loan with The Investor’s Source?  Although the loan is based primarily on the strength of the deal, we do review your credit and your overall financial profile, experience as an investor, reserves, and income.  In other words, a less than perfect credit score isn’t a deal breaker, as long as you can demonstrate financial integrity.

“Don't let the fear of striking out hold you back.” Babe Ruth

Proof of Funds

 If you need a Proof of Funds letter in order to make an offer, we can provide it the same day, once we receive minimal documentation from you. We’ll do a quick in-house valuation of the property & run a deal analysis “lite” to confirm that this is a profitable deal.

“Creativity has always depended on openness and flexibility, so let us hope for more of both in the future.”  Siri Hustvedt


As we’ve discovered, no two deals are alike – and when it comes to hard money funding, a “one size fits all” approach doesn’t always work.  Thus, we’ve adopted a more flexible and user-friendly approach to structuring the terms to suit the individual deal, often making the seemingly impossible . . . . possible!

“Strive not to be a success, but rather to be of value.”  Albert Einstein

Other People’s Money (OPM)

If you want to invest money in real estate, you should consider using OPM (Other People’s Money). You can always find people who are looking to invest by networking and forming relationships. A good place to start would be attending REIA meetings. Get investors interested by offering them good deals. No one will give you their hard-earned money if you are the only one benefiting from it.


The Investor’s Source is thrilled to announce the launch of our very first pooled fund!  Although our one lender/one borrower loan programs will continue, the pooled fund will allow us to make more and larger deals, with some very special advantages for our lenders.

The pooled fund provides a completely passive investment opportunity, as all due diligence is performed by management.  The fund keeps your money working 100% of the time, and you choose how much you want to invest (as opposed to having to customize your loan amount to a specific deal). There is also the additional security of having your money spread out over multiple loans.

Our website will soon include a tab with a dedicated portal providing secure log-in capabilities.  Lenders will easily be able to access their personal account, pull statements, and monitor their monthly returns, as well as find ongoing information about current deals.

In the meantime, we invite you to log into:


 where you will be able to view a presentation about the fund given at our recent launch party.

And, as always, feel free to call 970-635-2397 with any questions!

“In order to develop a positive action we must develop a positive vision.” Dalai Lama

Title Companies

 Not all title companies are created equal.  Although most local title companies are extremely professional and reliable, like any business, some are more efficient and dependable.  It’s always a good idea to ask for references if you are part of the title selection process.

“The new year stands before us, like a chapter in a book, waiting to be written. We can help write that story by setting goals.” Melody Beattie

Construction Loans

Many banks - and even many hard money lenders - do not finance new construction. The Investor’s Source does. If you’re building a single-family or multi-family residence, or are a contractor constructing a custom or spec home, a hard money loan can be a smart way to finance the construction. Additionally, if you are adding square footage to a property - expanding the footprint or popping the top – we can help with that as well.

While some banks may work with you to financing a new construction project, many of our construction Borrowers have concluded that it’s just not worth the red tape involved.

If you have a well thought-out construction project, with a clear exit strategy, The Investor’s Source can help get your project off the ground relatively quickly and make your new-build or expansion project a reality.

“We all need people who will give us feedback. That's how we improve.”  Bill Gates

From Howard and Betsy Z., Real Estate Investors

"The Investor’s Source was wonderful to work with!  They processed everything very quickly and efficiently, were always easy to get ahold of, and always had the answers to our questions.  We were very happy with every aspect of our transaction and our relationship with The Investor’s Source.  David and Shari were very professional, thorough, and helpful on every aspect of the process. We definitely plan to work with The Investor’s Source LLC again!"

“Gratitude can transform common days into thanksgivings, turn routine jobs into joy,and change ordinary opportunities into blessings.” William Arthur Ward

From Maria C. – Real Estate Investor

“My deal never would have happened without The Investor’s Source. The help David and Shari offered in understanding the process, the questions they asked, and the answers they shared helped a first-time borrower like me immensely. I mostly appreciate the patience they had with me on this project.  I can’t thank them enough.”

“Look for your choices, pick the best one, then go with it.” Pat Riley


Does it pay to go directly to a private lender and cut out the hard money lender? Not necessarily. Going directly to a private lender could arguably save you some money, but individual lenders may or may not have funds available when you need them, whereas a hard money lender has greater resources to draw upon. Also, hard money lenders are real estate professionals, who specialize in dealing with all of the quirks that investment purchases carry with them – especially those that involve rehab funds - including using the correct closing documents, and title issues. The Investor’s Source LLC not only works with a large pool of our own and lender funds, we are experienced in all aspects of the closing process, cutting out much of the time, risk and stress that can occur in most real estate deals.

“Do you want to know who you are? Don't ask.  Act! Action will delineate and define you.”  Thomas Jefferson


If you want success in your real estate venture, treat it like a business rather than a hobby. Monitor your business’s health, hire the right people to do the right jobs, and continually find ways to improve your bottom line.   Only then will you create something sustainable.

Private Lending Webinar

Our webinar, "Private Lending as an Investment Vehicle" is now on You-Tube.  Please watch/listen when you can at